Field Loan Officer (Cele-Ijesha) at Beyond Credit Limited

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Deadline:
Location:
Cele-Ijesha, Nigeria

Beyond Credit is a technology-driven financial services company that provides insurance backed loans, business support and savings services to low scale businesses.

Job Title:
Job Location:
10, Cele-Ijesha, Lagos, Nigeria
Job Field:
Qualification:
BA/BSc, HND, OND, NCE
Experience:
1-4 years
Job Description:
  • Mobilization of Clients for loans
  • Formation of groups within coverage area
  • Verification of clients’ home and shop addresses in compliance with company’s guidelines and procedures
  • In-depth assessment of loan applications and preparation of loan proposals for business support loans
  • Participation in credit committee for loan appraisals where required
  • Recovery of overdue loans
  • Maintain cordial and long-term relationship with customers through excellent customer service
  • Appraising client’s business and capacity to service requested loan
  • Registering loan on the system and recommending appropriate amount for disbursement
  • Capture all requires information (i.e. client& guarantor’s name, address & image. Business image and address)
  • Post-disbursement monitoring
  • Collection and posting clients loan repayments and savingson the system
  • Reconciliation of daily collections with the Branch Manager
  • Maintaining a healthy portfolio
  • Reporting directly to the branch manager
  • Any other responsibility assigned by the management of Beyond Credit.
Job Requirements:

B.Sc / HND / NCE / OND in any related field
1 – 4 years work experience.
Prior experience as a loan officer in a financial institution.
Good verbal and written communication skills
Strong negotiation and interpersonal skills
Candidates must be resident in the above locations or environs.

Job Benefits:

Attractive with other benefits.

Method Of Application:

Interested and qualified candidates should send their CV to: recruitment@beyondcredit.com.ng using the Job Title and specific Location as the subject of the mail. E.g Loan officer- Cele Ijesha.